Terms and Conditions

By providing your contact information and opting to accept phone calls, emails, and SMS communication from us, you will receive program brochures, benefits, domain information, webinar participation details, and other relevant information to help you make an informed decision about enrolling in our program. Your privacy is important to us, and your preferred communication channels will be used exclusively for educational purposes related to our offerings.

Academic Regulations

All academic and accredited programs are subject to academic rules, regulations and applicable domestic legislation which will be published and revised from over time. IBAF Learning is obligated to make personal academic information available to regulatory and administrative bodies for academic and statistical purposes, if required.

Application Fee

Fees are different as per each course and as prescribed by the admission team. IBAF reserves the right to amend fee for any of the courses from time to time.

Enrollment

By enrolling as a student, the student agrees to abide by the Rules and Regulations of IBAF. These currently include general disciplinary rules and regulations relating to classes, assessments, learning, training, fees, and placements. Please note these may change from time to time at the sole discretion of IBAF. IBAF will make reasonable efforts to keep you informed of any such changes.

• • In the event that the student is unable to submit the relevant documents supporting/testifying his qualification for the course, IBAF reserves the right to withdraw/terminate the enrollment with immediate effect without any recourse to the student whatsoever.


• • IBAF has the right to cancel the course at any point for reason whatsoever. In the event of a cancellation of a course/batch by IBAF, within 1 month of the scheduled start date, student is entitled to full refund of the course fees paid.


• • In the event of cancellation of batch/course after 1 month of scheduled course start date by IBAF the student is entitled to 50% of the course fees paid.


• • If the student fails to pay the requisite fees in pre-agreed installments within the stipulated time along with the grace period allowed, IBAF stands the right to cancel admission without any liability of refund of fees paid by the student. IBAF also reserves the right to extend the seat to any other candidate in place of the defaulting student. The grace period here in question is 3 days from the stipulated date mentioned.


• • The student agrees to maintain at least 90% attendance record. In the event of a failure to do so, IBAF will not be responsible for providing placements post completion of specific courses.


• • If the student is absent for a continuous period of 7 session days and/or he/she fails to secure the threshold passing percentage in the course assessments carried on from time to time, IBAF reserves the right to cancel the student admission without any recourse to the student whatsoever. IBAF will not liable to refund any paid fees in such as event. If the student wishes to discontinue the course, IBAF is not liable to refund any paid fees.


• • This offer and any subsequent registration are made on the basis that the information supplied in your application papers is accurate, true and complete, and that you hold the qualifications mentioned in the form. In the event that any information provided is inaccurate/misrepresented, IBAF reserves the right to cancel the student admission without any recourse to the student whatsoever. IBAF will not liable to refund any paid fees in such as event.


• • The content of individual courses and the curriculum for any given degree are under constant academic review and may change from time to time, with some courses being modified, discontinued or replaced. In addition, external factors may make it unviable for the IBAF to provide a previously offered option.


• • Upon completion of the training, the student will be awarded a completion certificate of Professional Programe In Commercial Banking


• • Student agrees to maintain confidentially of the course content and distributed materials, and agrees not to distribute or upload or make available to any individual, voluntary or involuntarily. Infringement of any intellectual property rights is subject to and not limited to termination of enrollment. The student is also subject to criminal/civil proceedings in such an event.


• • The institute reserves the right to withhold the passing certificate until the student’s fees have been paid. IBAF also reserves the right to disallow the student from appearing in the schedule assessments/certifications/Interview. In such an event, the placement services will not be offered to the student.


• • By signing the enrollment form, the student provides unconditional consent to Ibaf for use of his name, marks and other details in IBAF publicity campaign/marketing/advertising, using all media forms.


• • If any damage to property is attributable to any particular student/s it will be promptly paid by the student of its full replacement value as decided by IBAF, upon failing to do so within 7 days it will also be deducted from the student’s fees and student can be withheld from training and successful completion of his course besides other remedial measures.


• • In the event of non-payment by a student of any such sums, IBAF may raise proceedings for payment and hold back Interview and placement line up.


• • IBAF cannot accept responsibility, and expressly excludes liability, for loss or damage to students’ property including without prejudice to the generality the transfer of computer viruses to students’ equipment.


• • IBAF reserves the right to exclude from studies forthwith any student who willfully and persistently neglects his or her academic work to such an extent that there is no reasonable possibility of him or her being regarded as having duly performed the work of the course or being able to proceed to the next stage of the course. It should also be noted that although candidates may be admitted initially as prospective students, admission to the courses is not guaranteed at the outset but depends on performance. Under the circumstances, IBAF absolves itself from providing placement services.


• • If any provision of the contract, constituted by acceptance by the student of IBAF offer of admission, shall be held by any court or other competent authority to be void or unenforceable, in whole or in part, that contract shall continue to be valid as to the other provisions contained in it and the remainder of the affected provision.


• • Any notice or other information that, either IBAF or the student requires to give to the other in connection with the agreement entered into between them, may be given by electronic means, by hand or sent by first-class prepaid post, facsimile transmission or comparable means of communication.


• • All information provided by IBAF is deemed to be proprietary and confidential, student will not disclose or distribute, redistribute or hold any confidential information or any proprietary information in any form in perpetuity after the completion of the course.


• • Student waives the right to contest the decisions of IBAF and all decisions made by IBAF will be considered full, final and binding on the Student.


• • The liability of IBAF of any nature towards the students is limited only to the extent of the student’s fees paid by them. IBAF shall also not be liable to the students for punitive, exemplary, special, indirect, or consequential damages.

On joining IBAF

On the very first day of class, a banking overview session will be conducted to guide the students about the course and its prospects by Banking Trainers.

Cancellation and Refunds

• • For any reason, IBAF reserves the right not to provide any particular course, curriculum or facility, to make variations to the content or method of delivery of courses, to discontinue courses and to merge or combine courses if such action is reasonably considered to be necessary by IBAF. If IBAF discontinues any course, refund of fees will be subject to provisions made above.


• • At the discretion of IBAF , a refund of tuition fees may be made where a student withdraws from a programme of studies with the approval of his Branch Manager only if the course fee is completely paid. For further information about the refund of tuition fees, please contact in the office.


• • The student authorize IBAF to consent on their behalf of the student receiving emergency medical treatment (including blood transfusions) within India, general anesthetic and operations performed by a government hospital or a private hospital as necessary for the student’s welfare and if the parent or the emergency contact of the student cannot be reached in time. The Parents must comply with IBAF’ recommendations, which may include a reasonable decision to release the student when he/she is unwell.


• • Fee paid by a candidate is charged for tuition fee and infrastructure and not for interviews provided by IBAF.


• • The Students Health: IBAF may at any time require a medical opinion or certificate as to the Student’s general health where IBAF considers that necessary as a matter of judgment in the interests of the student or the Institute.


• • Student/Parents must inform IBAF in writing if the Student has any known medical condition, health problem, disability or allergy.